1 1/2 c. Skim Milk
1 lrg. box Instant Vanilla Pudding (I use sugar free)
1 14 oz can Sweetened Condensed Milk (fat free)
6 ripe bananas
1 box Nilla Wafers
2 80z tubs Cool Whip
Mix milk, instant pudding, & sweetened condensed milk with wire wisk until well blended. Fold in 1 tub cool whip. In pan layer wafers, half bananas, and half pudding mixture. Repeat. Top with other tub cool whip. Crumble wafers on top to decorate. Refrigerate several hours or overnight.